Pricing
Last updated: May 24, 2026
phal.ai uses simple one-time credit packs. No subscription, no monthly fee, no auto-renewal. Credits never expire and stack across purchases.
Free trial
- 5 free questions to start, no signup needed. Try it as a guest first. Sign in if you want your chart context and conversation history to persist across sessions. After your 5 free questions, buy a pack to continue.
Credit packs
Starter
Try it out$5
25 questions
$0.20 per question
Credits never expire · No subscription
Value
Most popular$15
80 questions
$0.19 per question
Credits never expire · No subscription
Pro
Practitioner$40
220 questions
$0.18 per question
Credits never expire · No subscription
Prices shown in USD. Local currency display + applicable tax (VAT, GST, etc.) handled at checkout by our payment processor (Paddle — Merchant of Record).
What counts as one question?
Each user message to phal.ai that hits the LLM. Tool calls (showing your chart, looking up memory) are free — they don't count against your balance. Off-topic messages (e.g. "what's the weather") are politely rejected without consuming a credit.
Refunds
See our refund policy. Short version: unused credits, within 7 days, refundable.